by : Marjorie Salada
Debt collectors have become more ruthless than ever and with the current economy they have no shortage of accounts to collect on and people to harass. Collection departments generally pay their employees based on the amount of money they collect. So, that gives collectors that much more of a reason to do what it takes to try to get you to pay what you owe.
Lenders that do their own collections seems to want to do a little bit more to work with their account holders, but if your debt has been sold to a third part collection agency get ready to be put through the ringer. These people can be somewhat uncaring. Collection of old debt has grown in popularity. Even if they can get ten cents on the dollar, they have done well.
Many of these lenders are willing to make a settlement for a considerable amount less than what is owed. This is a great option of your debt is years old. Just make sure that you get all terms in writing, a receipt for payment and a release of debt. It is important to keep all of these documents for a long, long time. If you have not paid the balance in full, as when you make a settlement, there is a good chance that someone may try to collect on the remainder of the debt.
If your collection calls are from relatively recent debt, credit counseling can help you eliminate collection calls. You will stop receiving collection calls on any debts that are placed in a debt management program. These programs allow you to consolidate your unsecured debts into one account. You will make one electronic payment each month that will cover all accounts enrolled. Your interest rates are reduced and your fees eliminated allowing you to pay off your debts in 3 to 5 years.
Debt left unattended will undoubtedly lead to collection calls. Having worked for a collection agency, I know how nasty and nagging some of these collectors can be. There is nothing more unpleasant than trying to avoid these calls. If you have debt, get with a credit counseling company and get advice on settling your debts or enrolling in a debt management plan that will set you up on a structured repayment plan. It is easy to get a free no obligation quote for debt freedom. If you dread answering the phone, get started today on eliminating your debts.
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Sunday, February 28, 2010
Wednesday, February 24, 2010
Twitter Use Has Been Steadily Climbing - 600 Tweets Per Second!
Wow, Twitter is so powerful media in this era. The numbers of Twitter users has gone up from time to time. A study from RJMetrics Inc. showed that 10 to 15 million active tweeters using Twitter right now. The numbers of tweet are also climbing up to 50 millions tweets a day. It's about 600 tweets per second. Can you imagine that? No wonder, recently, Yahoo and Twitter announced a deal to put Twitter feeds on Yahoo homepages, e-mail accounts, Yahoo Sports and other sites in a broad content-sharing agreement that also includes Twitter in Yahoo search results. I really hope that every Twitter users has an opportunity to make a lot of money by Twitter and not just spamming the others.
Sunday, February 21, 2010
Money!
I just found this video on YouTube and I think I should share it with you. The video give a good explanation about money.
Friday, February 19, 2010
Amazon Kindle For BlackBerry
A brand new Kindle application has been released by Amazon which allow customers to read and buy e-book from their Blackberry smartphone. According to Amazon spokesperson Ian Freed, BlackBerry users have been clamoring for an indigenous app every since the company introduced its popular Kindle for the iPhone program in 2009. You can download Amazon Kindle for the BlackBerry here.
Source
Wednesday, February 17, 2010
Google having a Tough Time Along With Their Site Restrict?
by : Damien Bean
If you're a single to pay attention to what happens inside of the Google realm, you might find yourself thrown for a loop these days. As Google updates their outcomes, it seems like these are having some issues dealing with so many new web sites popping up.
Indexing 8 billion internet sites is quite an accomplishment for Google. As they're reluctant to increase this number, these are faced with quite a few challenges in trying to maintain some sites within these 8 billion pages while losing some others, right after each and every update they do to their database.
So how do you figure out which listings to lose?
We've all heard of the "sandbox theory"! (New sites are added to a group of other new sites until a specified quantity of time has passed and you've proven your worth. Once you've proven your site is valuable, Google releases it inside of its regular research results).
It seems to me that in case you don't personal a huge network of web sites that can easily improve the websites link popularity overnight, your newly created web page won't get hit as difficult and is added to the sandbox for only a selected period of time.
Within the other hand, should you do own a large network of internet sites and boost the amount of web sites you've, your newly built website(s) will get hit harder and may possibly get a lot extra time and promotional effort to get great research rankings outcomes within Google.
Let's get a look at why this might be true:
1st) It has been long speculated that Google searches by way of the "WHOIS" data base regularly ("WHOIS" - Contact record of who owns a certain domain name). By doing this Google can now ascertain that "Company A" owns 25 web sites. CB Predator of 25 internet websites can now all be crawled to seem for content copying, ghost pages, mimic pages, irrelevant link directories, etc.
This now gives a lot more relevance to each and every domain name you register for more than 1 year.
I am now recommending to all my clients not only to make sure to register a domain name related to their country (i.e. Canada = .ca), but to also make sure that they register their domain name for 5 years. If that you're truly serious about increasing your company online, why would you risk missing your domain name renewals each and every year and possibly loose your domain name?
Google might also seem at how prolonged you've owned this web site for!
Google's cache (Snapshot image of the site when it crawls through) is becoming a little wonky lately. A single day Google will have an updated cache, the next day it won't have a cache whatsoever, and also the following day it will have a cache of the internet site from 2 weeks ago.
When Google crawls a particular page, it looks at everything.
What you wish to do is to offer a clean map to all your internal pages. Your front page was the greatest solution for providing a map to all of the pages. Maybe these days, your front page must be utilized only to link to your major "sub-categories" and also to show your most recent posted content material!
I will leave you with this. If you might be new on-line or even an experienced marketer on the net, buying many new domain names may well not be the crucial to raise your success correct now. Try CB Predator to increasing the popularity of the already established internet websites in order to gain much more exposure for your enterprise. Owning a lot more domains increases the quantity of time and effort you have to promote each and every just one.
If you're a single to pay attention to what happens inside of the Google realm, you might find yourself thrown for a loop these days. As Google updates their outcomes, it seems like these are having some issues dealing with so many new web sites popping up.
Indexing 8 billion internet sites is quite an accomplishment for Google. As they're reluctant to increase this number, these are faced with quite a few challenges in trying to maintain some sites within these 8 billion pages while losing some others, right after each and every update they do to their database.
So how do you figure out which listings to lose?
We've all heard of the "sandbox theory"! (New sites are added to a group of other new sites until a specified quantity of time has passed and you've proven your worth. Once you've proven your site is valuable, Google releases it inside of its regular research results).
It seems to me that in case you don't personal a huge network of web sites that can easily improve the websites link popularity overnight, your newly created web page won't get hit as difficult and is added to the sandbox for only a selected period of time.
Within the other hand, should you do own a large network of internet sites and boost the amount of web sites you've, your newly built website(s) will get hit harder and may possibly get a lot extra time and promotional effort to get great research rankings outcomes within Google.
Let's get a look at why this might be true:
1st) It has been long speculated that Google searches by way of the "WHOIS" data base regularly ("WHOIS" - Contact record of who owns a certain domain name). By doing this Google can now ascertain that "Company A" owns 25 web sites. CB Predator of 25 internet websites can now all be crawled to seem for content copying, ghost pages, mimic pages, irrelevant link directories, etc.
This now gives a lot more relevance to each and every domain name you register for more than 1 year.
I am now recommending to all my clients not only to make sure to register a domain name related to their country (i.e. Canada = .ca), but to also make sure that they register their domain name for 5 years. If that you're truly serious about increasing your company online, why would you risk missing your domain name renewals each and every year and possibly loose your domain name?
Google might also seem at how prolonged you've owned this web site for!
Google's cache (Snapshot image of the site when it crawls through) is becoming a little wonky lately. A single day Google will have an updated cache, the next day it won't have a cache whatsoever, and also the following day it will have a cache of the internet site from 2 weeks ago.
When Google crawls a particular page, it looks at everything.
What you wish to do is to offer a clean map to all your internal pages. Your front page was the greatest solution for providing a map to all of the pages. Maybe these days, your front page must be utilized only to link to your major "sub-categories" and also to show your most recent posted content material!
I will leave you with this. If you might be new on-line or even an experienced marketer on the net, buying many new domain names may well not be the crucial to raise your success correct now. Try CB Predator to increasing the popularity of the already established internet websites in order to gain much more exposure for your enterprise. Owning a lot more domains increases the quantity of time and effort you have to promote each and every just one.
Monday, February 15, 2010
YouTube New Content Filter
A new content filter called "Safety Mode" has been introduced by YouTube lately. The interesting part is it can help parents screen out content they may think as offensive like sexually suggestive clips and graphic violence. It also hides all text comments by default. To use the filter, just scroll to the bottom of any YouTube page and click "Safety Mode is off" on the bottom left. Click "On" and "Save" to activate the filter. The filter only works whenever you are logged-in and once you're logged-out, the filter is deactivated.
Saturday, February 13, 2010
Happy Chinese New Year 2010
I want to wish all my Chinese reader who celebrate Chinese new year "Gong Xi Fa Chai".
Thursday, February 11, 2010
Avoid Debt Hell
by : stevenfrancisseo
When you are investing it is always advised to research the market very well. Similar is the case with payday loans. You have to be smart enough to choose the best lender for you so that you can get the best deal. The loan sharks of today not only make life easier but also prove that naming them “the sharks” is a wrong choice. The truth is that these acting predators not only clean the sea of debts of people by bailing them out of financial trouble. Payday loans in the form of unsecured transactions may not be the first thing to come to ones mind during a crisis but can become a very practical solution to turn to.
As long as these loans are available to the borrowers, there is no point of worrying about immediate cash needs. The moment the need arises , the most sane thing would be to go online and access the many lenders available in the market. The flourishing of such lenders is only possible because of the constant nurturing by the customers. People may think that the high interest rates and impracticalities involved in taking a payday loan overwrite the advantages it has, but the truth remains that these sorts of loans are purely short termed and annual rates do not matter finally.
The general tone of the lenders might be harsh but the truth is that, for them to get back what risks they encounter in order to give a loan to anybody is greater than any money can repay. All payday loans and instant loans assure the fact that they can be availed on time at a nominal extra fee. Many borrowers make it a point to avail such options when they are put in front of them. Payday lenders sometimes sound rude and harsh only because of the fact that a lot of money is involved and it is an unsecured business with no guarantees.
The repayments can generally be made in as many installments as the borrower wants. Installments help people to mentally calculate a parting with smaller amounts monthly than big bulk amounts. This can help budget planners of every family live in peace rather than fretting about major repayments and eventually falling into the infinite debt loop. The only thing that must be taken care of before any commitment is made is the research on the payday loans deals available. Sometimes the best thing might not be to take a bank loan or a long term unsecured loan, while continuously repaying with high interest rates to these sources. The internet is filled with options of lendersHealth Fitness Articles, all that must be done is to make an informed decision on which lender best suits the need of the hour.
When you are investing it is always advised to research the market very well. Similar is the case with payday loans. You have to be smart enough to choose the best lender for you so that you can get the best deal. The loan sharks of today not only make life easier but also prove that naming them “the sharks” is a wrong choice. The truth is that these acting predators not only clean the sea of debts of people by bailing them out of financial trouble. Payday loans in the form of unsecured transactions may not be the first thing to come to ones mind during a crisis but can become a very practical solution to turn to.
As long as these loans are available to the borrowers, there is no point of worrying about immediate cash needs. The moment the need arises , the most sane thing would be to go online and access the many lenders available in the market. The flourishing of such lenders is only possible because of the constant nurturing by the customers. People may think that the high interest rates and impracticalities involved in taking a payday loan overwrite the advantages it has, but the truth remains that these sorts of loans are purely short termed and annual rates do not matter finally.
The general tone of the lenders might be harsh but the truth is that, for them to get back what risks they encounter in order to give a loan to anybody is greater than any money can repay. All payday loans and instant loans assure the fact that they can be availed on time at a nominal extra fee. Many borrowers make it a point to avail such options when they are put in front of them. Payday lenders sometimes sound rude and harsh only because of the fact that a lot of money is involved and it is an unsecured business with no guarantees.
The repayments can generally be made in as many installments as the borrower wants. Installments help people to mentally calculate a parting with smaller amounts monthly than big bulk amounts. This can help budget planners of every family live in peace rather than fretting about major repayments and eventually falling into the infinite debt loop. The only thing that must be taken care of before any commitment is made is the research on the payday loans deals available. Sometimes the best thing might not be to take a bank loan or a long term unsecured loan, while continuously repaying with high interest rates to these sources. The internet is filled with options of lendersHealth Fitness Articles, all that must be done is to make an informed decision on which lender best suits the need of the hour.
Monday, February 8, 2010
Parisian Love
I found a wonderful Google video on YouTube today called "Parisian Love". It is an advertisement to promote the features of Google search engine. As far as I know, they run this ad during the Super Bowl which means this is the first Super Bowl advertisement by Google. I think it's cool so I post it here.
Saturday, February 6, 2010
Mortgage Broker?
by : Dylwiliams
All financial services have individuals working within them and the mortgage industry is no different. Whilst there are people working for banks and other lenders who offer advice on mortgages they will always try to sell you the financial products on behalf of their employer. This is useful for anyone who wants more information on a particular financial product offered by a particular lender, but not so good if you want to look at the market as a whole.
If you are looking for a mortgage, either as a first time buyer or if you are looking to remortgage you should enlist the help of a mortgage broker. Having an individual like this assist you when you are looking for the right mortgage can be a massive help. Yet many people, especially first time buyers might not have heard of a mortgage broker, so here is a little more information on them.
A mortgage broker is an expert on mortgages and all the various services relating to obtaining a mortgage, such as home insurance etc. This means that when you speak to a mortgage broker you will be getting the very latest and up to date information about the various mortgages and financial services that are around at any one time. Obviously having someone who can answer all of your questions about mortgages is very useful and it can help anyone to understand more about what they might need.
Brokers who specialise in mortgages are usually independent of any specific financial organisation. In other words they are not paid by one organisation to promote their products. So when you go to a broker for help with obtaining the right mortgage you know you will not be given the hard sell for any particular mortgage. This will come as good news to anyone who is tired of having to speak to someone affiliated with a financial organisation who is really a glorified sales person looking to gain commission on the mortgages they sell. Whilst a mortgage broker will take a fee for helping anyone to secure a mortgage, they search the whole market to find the mortgage that is most suitable. So in other words you will be paying for getting independent and sound advice.
In addition to being able to provide anyone with excellent advice on mortgages a mortgage broker will also scour the mortgages on the market for his or her clients. They will then only present clients with the mortgages that are the most suitable for them and their circumstances. If a mortgage is deemed as suitable the mortgage broker will aid their clients through the application process.
As you can the role of a mortgage broker is one of advisor and researcher into which are the best mortgages for their clients. Once the broker has mortgages in mind this information will passed on to their clients. The clients can the ask questions about the mortgage/s and make their decisions based on the information provided by their broker.
All financial services have individuals working within them and the mortgage industry is no different. Whilst there are people working for banks and other lenders who offer advice on mortgages they will always try to sell you the financial products on behalf of their employer. This is useful for anyone who wants more information on a particular financial product offered by a particular lender, but not so good if you want to look at the market as a whole.
If you are looking for a mortgage, either as a first time buyer or if you are looking to remortgage you should enlist the help of a mortgage broker. Having an individual like this assist you when you are looking for the right mortgage can be a massive help. Yet many people, especially first time buyers might not have heard of a mortgage broker, so here is a little more information on them.
A mortgage broker is an expert on mortgages and all the various services relating to obtaining a mortgage, such as home insurance etc. This means that when you speak to a mortgage broker you will be getting the very latest and up to date information about the various mortgages and financial services that are around at any one time. Obviously having someone who can answer all of your questions about mortgages is very useful and it can help anyone to understand more about what they might need.
Brokers who specialise in mortgages are usually independent of any specific financial organisation. In other words they are not paid by one organisation to promote their products. So when you go to a broker for help with obtaining the right mortgage you know you will not be given the hard sell for any particular mortgage. This will come as good news to anyone who is tired of having to speak to someone affiliated with a financial organisation who is really a glorified sales person looking to gain commission on the mortgages they sell. Whilst a mortgage broker will take a fee for helping anyone to secure a mortgage, they search the whole market to find the mortgage that is most suitable. So in other words you will be paying for getting independent and sound advice.
In addition to being able to provide anyone with excellent advice on mortgages a mortgage broker will also scour the mortgages on the market for his or her clients. They will then only present clients with the mortgages that are the most suitable for them and their circumstances. If a mortgage is deemed as suitable the mortgage broker will aid their clients through the application process.
As you can the role of a mortgage broker is one of advisor and researcher into which are the best mortgages for their clients. Once the broker has mortgages in mind this information will passed on to their clients. The clients can the ask questions about the mortgage/s and make their decisions based on the information provided by their broker.
Thursday, February 4, 2010
Yahoo Sells HotJobs to Monster for $225 Million?
In 2002, Yahoo bought HotJobs recruiting site for $436 million in stock and cash. Now Yahoo sold its HotJobs to Monster Worldwide for $225 million. As part of the deal, Monster will provide career and jobs content on the Yahoo home page for three years in the U.S. and Canada. In return, Yahoo will make annual payments to Monster based on clicks and how many people express interest in job postings. Monster will be able to negotiate similar deals with Yahoo subsidiaries in other countries. If the deal is approved by regulators, Monster plans to take over HotJobs between June and October.
Source
Source
Monday, February 1, 2010
Fund Your Network Marketing Business With The Leading MLM Marketing System
by : Carla Baldock
Getting your network marketing business off the ground is no different to starting any other business. However, 97% fail in the industry as a result of 4 major elements: inability to develop a MLM lead list due to a lack of home business leads, a lack of downline duplication, a lack of training and an effective MLM marketing system and a lack of money.
Let's dig deeper into the last reason. Most people who join the industry are amateur entrepreneurs. They are unfamiliar with the requirements to attaining success in their business. Having a positive attitude, commitment and dedication is one thing, sufficient resources to finance your expenses and home business lead generation is another when you first get going.
Most new business owners only consider the initial start up capital and forget about the monthly overheads e.g. auto-ship, travel, events, marketing, business provisions and stock.
In a conventional business, one usually finances the business with a bank loan. In network marketing
, it's mostly funded by borrowing from yourself (using credit card or savings). As a result, you get into an anxious situation which causes product-selling rather than solution-offering to expand your MLM lead list. The little commission you begin to earn goes to settling your advance and you don’t feel like you are advancing. For this reason a good number of network marketers leave within 63 days.
The resolution to this situation is a funded-proposal MLM marketing system and sales funnel. A funded-proposal sales funnel empowers you to take advantage of the rewards of an affiliate funnel which cleverly offers complimentary products to your home business leads during your interactions. This provides an opportunity to finance your expenses and marketing campaigns from the commission accumulated, allowing you to get to profitability sooner. Furthermore, you need to duplicate this MLM marketing system in your downline to help them in growing their MLM lead list and stay in business, making everyone more successful.
The net affect is the commission you earn from your primary company is accessible to enhance your lifestyle and not to reduce your loan or finance your monthly expenses.
The Potential of Funded-Proposal MLM Marketing Systems
• Runs on auto-pilot
• Achieve profit earlier
• Build residual income
• Most are free to enroll
• Earn capital to cover monthly costs
• Brand you as a specialist advisor
• Promotes downline retention
• Provide complementary products to your home business leads
• Alleviates your company income to enhance your lifestyle
Actually if leveraged correctly a funded-proposal MLM marketing system can provide an extra income. Consider for one moment what you would do with an extra couple of hundred or even thousands of dollars each month. Lighten your financial burden, go on vacation, pay down your mortgageFeature Articles, reduce your debt…?
By including a funded-proposal MLM marketing system in your home business lead generation process you can move towards being full-time in the industry within a couple months. The industry leading MLM marketing system provides a fully integrated process with in excess of 20 multiple income streams to profit from when building your MLM lead list.
Integrating an effective autopilot MLM marketing system into your home business lead generation process will have a massive effect on improving your business
and profits. It’s time to recognize that the home business lead generation tactics of the past are no longer efficient. To escalate your business to higher levels of success you have to follow the trends of today.
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